Bank Of Hope - Looking for Loan Officer II

풀타임 구인/구직

Bank Of Hope - Looking for Loan Officer II

SVKOREANS 0 1,958 01.01 19:54

* Please send Resumes to hr_recruiting_team@bankofhope.com



Position Information

Job Title: Loan Officer II

Department: Lending

FLSA Status: Exempt

Reports to: Lending Manager

Full/Part Time Status: Full-Time

Work Location: Fremont, CA

Travel Requirement: 0-10%


Education

Minimum Education Level: Bachelor’s Degree, preferably in Accounting or Finance.

Combination of Experience and Education can meet the job requirements: Yes ☒ or No ☐


Language Requirement

English: Written: Advanced Verbal: Fluent

Korean: Written: Intermediate Verbal: Conversational


Computer/Systems Knowledge Requirements

Microsoft Outlook: Intermediate ☒ or Advanced ☐

Microsoft Word: Intermediate ☒ or Advanced ☐

Microsoft Excel: Intermediate ☒ or Advanced ☐ or N/A ☐

Microsoft PowerPoint: Intermediate ☒ or Advanced ☐ or N/A ☐


Responsibilities & Duties


Underwriting:

• Keep abreast of industry changes, local economic, financial and legislative events which may have an impact on commercial lending activities.

• Analyze cash flow, liquidity, profitability, leverage and other financial ratios and be able to come to various conclusions, including evaluation of collateral and other relevant credit information.

• Prepare loan presentations that include all pertinent information associated with the overall risk of the loan, identifying the strengths and weaknesses of borrower’s surrounding credits.

• Recommend or deny loan requests in conformance with banking regulations and Bank’s loan policies and procedures.

• Gather documents to perfect the security interest in collateral, if applicable.

• Assist in loan closing and funding including obtaining signatures on loan documents according to the Bank’s procedures.


Risk/Portfolio Management:

• Detect early warning signs of problem loans and immediate notification to a supervisor, Chief Credit Administrator, Loan Review, or Loan Servicing.

• Monitor loan covenants and conditions per loan agreement and report any violation to manager.

• Analyze collateral values and insurance coverage.

• Collect loan accounts and overdraft information.

• Submit reports of calls made and document customer contact.

• Meet customers regularly and seek opportunities to grow relationship.

• Conduct site visits and on-site interviews under the supervision of a portfolio manager.


Compliance:

• Comply with regulatory requirements including but not limited to: Reg B, HMDA, Bank Secrecy Act, OFAC, and USA Patriot Act, CRA, Privacy, and Security.

• Comply with the Bank’s security program, including but not limited to:

o Review and comply with the End-User Computing Agreement.

o Acquire good knowledge on functions and usage of computer systems as related to the assigned job functions.

o Be current and knowledgeable in industry’s trend in safeguarding the Bank against confidential data leak, identity theft, fraudulent activities, and computer security threats.

o Reports suspicious activities to manager, Chief Risk Officer or Information Security Officer.


Other:

• Mentor junior lending staff.

• Occasional local travel is required, as may participate in client meetings with Relationship Managers.

• Participate in community organizations and/or events to help the Bank meet its CRA Objectives.

• All other reasonable duties as assigned.


Job Qualifications/Requirements

• Required: 3-5 years of commercial lending experience.

• Required: Excellent written and oral communication skills; ability to communicate effectively and project a professional image when giving and taking information in writing, in person, and over the phone.

• Required: Ability to respond effectively to the most sensitive inquiries or customer complaints.

• Required: Ability to make effective presentations on controversial or complex topics to top management, employees, regulators, or board members.

• Required: Excellent analytical skills including the ability to define problems, collect data, establish facts, and draw conclusions.

• Required: Ability to interpret an extensive variety of technical instructions in mathematical or diagram form and deal with several abstract and concrete variables.

• Required: Strong Analytical/Math skills.

• Required: Effectively manage multiple deadlines and projects.

• Required: Knowledge of lending operations, Note or International Dept. policies and procedures.

• Required: Knowledge of bank regulations affecting customer accounts.


Physical Demands


Lifting/Carrying

Under 10 lbs.: Occasional (1% - 33% of the time)

11–20 lbs.: Rarely (Less than 1 hour per week)


Pushing/Pulling

Under 10 lbs.: Occasional (1% - 33% of the time)

11–20 lbs.: Rarely (Less than 1 hour per week)


Twisting/Turning

Reach over shoulder: Frequent (34%-66% of the time)

Reach over head: Rarely (Less than 1 hour per week)

Reach outward: Rarely (Less than 1 hour per week)

Climb: Rarely (Less than 1 hour per week)

Crawl: Rarely (Less than 1 hour per week)

Kneel: Rarely (Less than 1 hour per week)

Squat: Rarely (Less than 1 hour per week)

Sit: Frequent (34%-66% of the time)

Walk-Normal Surfaces: Constant (Over 66% of the time)

Walk-Uneven Surfaces: Rarely (Less than 1 hour per week)

Walk-Slippery Surfaces: Rarely (Less than 1 hour per week)

Stand: Frequent (34%-66% of the time)

Bend: Rarely (Less than 1 hour per week)


Driving

Automatic Trans: Frequent (0-10% of the time)


Other

Keyboard/Ten Key: Constant (Over 66% of the time)

Fingering (fine dexterity): Constant (Over 66% of the time)

Handling (grasping, holding): Constant (Over 66% of the time)

Repetitive Motion – Hands: Frequent (34% - 66% of the time)

Repetitive Motion – Feet: Frequent (34% - 66% of the time)


|2021-01-01 00:00:00|2021-01-11 00:00:00
마감일 : 1/29/21
회사명 : Bank Of Hope
지역/위치 : Fremont
포지션 : Loan Officer II
전화번호 : 213-235-3276
이메일 : hr_recruiting_team@bankofhope.com

Comments

번호 분류 제목 글쓴이 날짜 조회
121 구인 [실리콘밸리] Office Community Manager (Innovation Hub) 익사마 11.24 282
120 구인 [팀블라인드] CEO Executive Assistant (대표 비서) 팀블라인드 11.16 369
119 구인 IT New Business Development/Account Manager jenhosey 11.12 367
118 구인 Executive Assistant - Contractor jenhosey 11.12 374
117 구인 Administrative Assistant (Contractor) jenhosey 11.12 335
116 구인 Corporate Recruiter (LG R&D Lab) jenhosey 11.12 402
115 구인 [LG Electronics] Associate Property Manager - Contract KyKim 11.11 465
114 구인 뉴욕 네일 테크니션을 찾습니다. slee32578 10.12 429
113 구직 Full time liquor store Kiho 09.03 562
112 구인 북경반점 파트타임 서버구합니다 0987 08.31 875
111 구직 Full time liquor store Kiho 08.10 930
110 구인 본스치킨 Hostetter Rd 지점에서 캐쉬어(세일즈)를 구하고있습니다. IanJ 08.09 880
109 구인 [경력자 | 비자스폰가능] 프론트엔드 개발자/엔지니어 모집 (React/Javascript) Front End Engineer korinyadmin 08.06 1092
108 구인 [경력자 | 비자스폰가능] 온라인 플랫폼 백앤드 개발자/엔지니어 모집 Back End Engineer korinyadmin 08.06 1217
107 구인 일식당 chef 구인, 영주권 스폰 가능 lazydays 07.31 1264
106 구인 SERVER / KITCHEN. FT PT Bbqchicken 07.18 1113
105 구인 [Backblaze] We're looking for awesome people to come join our team! Wonkyjunky 07.15 1413
104 구직 Full time liquor store 댓글+1 Kiho 07.14 850
103 구직 76 세 freemont 지역 댓글+1 Kiho 07.03 1000
102 구인 푸드트럭 Part/Full time Sean 07.01 1453
101 구인 [종료][LG Electronics] Receptionist (Contractor) KyKim 06.24 1208
100 구인 8월중 오픈 예정인 마운틴뷰 본스 치킨에서 메니져를 모십니다. 경력에 준해서 최고 대우 보장합니다. 실리콘밸리 06.18 1335
99 구인 로스알토스 수담 한식당에서 함께 일하실 서버, 주방헬퍼 구합니다. 실리콘밸리 06.18 1469
98 구인 세상에 없던 미디어 더밀크 에서 '기자' '리서처' '영상편집 에디터' 등 각 분야에서 인재를 모십니다. 실리콘밸리 06.18 1989
97 구인 [원더풀플랫폼(주)] 역량있는 마케팅 인력을 채용합니다.(인턴/신입/경력) gilbert 06.17 1368
96 구인 Paris Baguette Fremont, San Jose, Sunnyvale, SF store is hiring RefreshHR 06.16 1141
95 구인 JB LOGIX (물류회사) / Customer Service 담당 GOODLIFE 06.16 1146
94 구인 [Closed][LG Electronics] Administrative Assistant (Bilingual Korean) KyKim 06.01 1621
93 구인 zebra health net 희귀병 환자 정보 공유 및 임상실험 플랫폼-developer n명 zebra 05.25 1566
92 구인 에듀테크 스타트업 베어북클럽과 함께 성장을 같이 할 인재 채용 안내 (CS & Marketing) 북마스터 05.21 1853
91 구인 JS Tax & Accounting Services 에서 Staff Accountant를 모집합니다. JKWON 05.18 1451
90 구인 조지아 대솔 Material에서 인재를 찾습니다 [영주권 스폰] Lincoln 05.09 1423
89 구인 Buyer Position at Rapid Precision Mfg. SVKOREANS 04.22 1745
88 일하실분 구해요 KIC 샌프란시스코 사무소 - 행정직원 채용 아토믹 03.26 1629
87 일하실분 구해요 클라우드 플랫폼 회사인 Joyent Compute팀에서 SRE, Platform Engineer, Frontend Engine… SVKOREANS 03.24 1846
86 일자리 찾아요 세탁기. 드라이어 화장실 . 부엌 청소 돼지머리 03.15 1422
Category

State
  • 현재 접속자 67 명
  • 오늘 방문자 296 명
  • 어제 방문자 499 명
  • 최대 방문자 2,210 명
  • 전체 방문자 180,293 명
  • 전체 게시물 2,954 개
  • 전체 댓글수 380 개
  • 전체 회원수 497 명